Renting feels cheap until you add up the hours. Buying feels smart until you add up the bills. This calculator settles the argument with actual numbers—the real cost of owning a plane, including the fixed costs that show up whether you fly or not and the reserves most people forget.

Start in Basic: pick your aircraft, set your hours, and we'll fill in sensible defaults you can see at a glance. Want to get precise? Switch to Advanced and walk through every cost—financing, overhaul reserves, insurance, the lot—until the break-even point reflects your real situation.